Chocolate Banana Loaf

Featured in Delicious Homemade Bread and Muffin Recipes.

This chocolate banana loaf is irresistible! Cocoa and chocolate chips make it extra fudgy, while ripe bananas bring a natural sweetness. Yogurt keeps each bite soft and moist. It's easy to make and is perfect for breakfast or dessert. The aroma as it bakes? Simply amazing. Trust me, one slice won't be enough!
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Updated on Thu, 01 May 2025 15:45:50 GMT
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Moist Chocolate Banana Loaf | chefmelt.com

This double chocolate banana bread turns those spotted bananas into something truly special - halfway between an everyday snack and a chocolate lover's dream. It's packed with deep chocolate flavor while still keeping that comfy banana bread feel we all love. One bite and you'll wonder how something so amazing started with fruit past its prime.

I've tried this recipe tons of times, and I've found that watching your ingredient temps and mixing methods makes all the difference. The first batch I shared with my buddies left them shocked when I told them it was just a way to use up old bananas!

Key Components

  • Bananas: They need those brown spots all over - that's when they're sweetest and juiciest
  • Unsweetened cocoa powder: Don't use the old stuff - grab Dutch-process if you can
  • Butter at room temp: This blends everything just right - too cold or melty and you're in trouble
  • Sour cream: Makes everything richer and gets the baking soda working
  • Hot water: Wakes up the cocoa flavor and makes it pop
Double Chocolate Banana Bread Pin it
Double Chocolate Banana Bread | chefmelt.com

Easy Baking Instructions

Step 1:
Get your pan ready by greasing it well and putting in parchment paper with extra hanging over the sides. This lets you lift the bread out super easily.
Step 2:
Squish your bananas until they're nice and smooth. You want about 1½ cups from four medium ones. The smoother they are, the better your bread texture.
Step 3:
Mix your room temp butter and sugar for a good 3-4 minutes until it's fluffy and light. Take your time here - it makes the bread turn out just right.
Step 4:
Put in eggs one at a time, mixing well after each. Keep scraping the bowl so everything mixes evenly.
Step 5:
Mix flour, cocoa, baking soda, and salt in another bowl through a sifter to get rid of any lumps and mix the rising agent evenly.
Step 6:
Add your dry stuff to the wet stuff bit by bit, switching with hot water and sour cream. Just mix until it comes together - too much mixing makes tough bread.
Step 7:
Stir in most of the chocolate chips by hand, but save some to sprinkle on top.
Step 8:
Pour into your pan and bake at 350°F for about 60-65 minutes. It's done when a toothpick comes out with just a few sticky bits.
Double Chocolate Banana Bread Pin it
Double Chocolate Banana Bread | chefmelt.com

This bread started out as my grandma's banana bread recipe, but I kicked it up with extra chocolate to make it something you can't stop eating.

Getting That Fudgy Feel

After lots of tries, I found that getting that amazing soft texture comes down to a few things. Measuring everything right. Mixing things in the right order. Baking at just the right heat. Letting it cool properly.

Watching Your Heat

Pay attention to temps at these points. Eggs and butter need to be at room temp. Water should be hot but not bubbling. Oven must be heated before the bread goes in. Let the bread cool completely before cutting.

Fixing Common Problems

Quick answers when things go wrong. Bread too heavy? Check if your baking soda is fresh. Middle sinking? Keep that oven door shut. Chocolate chips all at the bottom? Toss them in flour first. Stuck in the pan? That parchment paper sling works wonders.

Fun Twists

Ways to change it up while keeping what makes it great. Mix in some coffee powder for extra richness. Add swirls of nut butter. Throw in some toasted nuts. Grate in some orange peel.

Keeping It Fresh

How to make it last. Let it cool all the way before putting it away. Wrap in plastic then foil before freezing. Put wax paper between slices. Warm it up before eating.

I've made this bread so many times now, and what I love most is how it fits any situation. It's great with morning coffee, perfect for an afternoon snack, or amazing warmed up with ice cream after dinner.

More Than Just A Loaf

I've found so many ways to use this recipe beyond the basic loaf. Small loaves make perfect gifts. Turn it into muffins for grab-and-go snacks. Bake it in a ring pan. You can even layer it for a fancy cake.

How To Serve It Up

Double Chocolate Banana Bread Pin it
Double Chocolate Banana Bread | chefmelt.com

Make it look fancy with. A drizzle of melted chocolate. Some fresh berries on the side. A dollop of whipped mascarpone. Sprinkled toasted coconut. Some candied nuts.

How Temp Changes The Experience

Try it at different temperatures for new tastes. Room temp is perfect for breakfast. Slightly warm brings out the chocolate for dessert. Cold from the fridge makes it denser. Toasted with a pat of butter is amazing.

Using Up Leftovers

Don't throw away old slices. Use them in bread pudding. Layer in a trifle. Make the best french toast ever. Create ice cream sandwiches.

After baking this more times than I can count and seeing how happy it makes everyone, this double chocolate banana bread has become more than just food to me. It's a way to be creative and make memories. Whether you're whipping it up for something special or just trying to save those browning bananas, each loaf brings both comfort and a little celebration.

Frequently Asked Questions

→ Why should I use natural cocoa?
It works with baking soda to help your loaf rise properly. Dutch cocoa changes the chemistry.
→ Are frozen bananas okay?
Totally! Just drain the extra liquid after thawing. A few chunks are great for texture.
→ What does yogurt do?
It makes the loaf softer and keeps it from drying out. Sour cream works too.
→ Can I bake muffins instead?
Sure! Start at 425°F for 5 minutes, then 350°F for another 14-15 minutes. You'll get 12-16 muffins.

Chocolate Banana Loaf

Soft and rich banana loaf with lots of cocoa and chocolate chips. Perfect for those spotty bananas.

Prep Time
15 Minutes
Cook Time
60 Minutes
Total Time
75 Minutes

Category: Breads and Muffins

Difficulty: Intermediate

Cuisine: American

Yield: 1 Servings (1 loaf)

Dietary: Vegetarian

Ingredients

→ Dry Ingredients

01 3/4 cup (135g) semi-sweet chocolate chips, plus 2 Tablespoons (22g) for topping
02 1/2 teaspoon salt
03 1 teaspoon baking soda
04 1/2 cup (41g) unsweetened natural cocoa powder
05 1 and 1/4 cups (156g) all-purpose flour, spooned & leveled

→ Wet Ingredients

06 2 Tablespoons (30ml) hot water
07 1 teaspoon pure vanilla extract
08 1 and 1/2 cups (345g) mashed bananas (about 4 medium or 3 large ripe bananas)
09 1/4 cup (60g) plain yogurt or sour cream, at room temperature
10 3/4 cup (150g) granulated sugar
11 1/2 cup (113g) unsalted butter, softened to room temperature
12 2 large eggs, at room temperature

Instructions

Step 01

Turn your oven to 350°F (177°C). Spray a 9×5-inch loaf pan lightly to keep it from sticking, then place it aside.

Step 02

Stir together flour, cocoa powder, baking soda, and salt in a big bowl. Toss in 3/4 cup of chocolate chips and mix it all. Set it aside for now.

Step 03

On high speed, mix the softened butter and sugar using a hand or stand mixer with a paddle or whisk. Keep going until it looks smooth and creamy—about 2 minutes.

Step 04

Run the mixer on medium. Add one egg, mix it in, then add the second. Stir in the yogurt, mashed bananas, and vanilla extract. Pour in the dry mix and hot water. Slowly blend it together—don’t overdo it. The batter will be thick.

Step 05

Pour the batter into the oiled baking pan and spread it out. Sprinkle the extra chocolate chips on the surface. Bake for 60-65 minutes. Cover with foil halfway to stop it from browning too much. You'll know it's done when you stick a toothpick in and it comes out mostly clean.

Step 06

Take it out of the oven and cool the loaf in the pan on a rack for 1-2 hours. Remove it from the pan and slice it up.

Notes

  1. Keep it at room temp and it'll stay good for 5 days. Pop it in the fridge, and it'll last a week.
  2. The flavors really pop on the second day.
  3. It freezes well for up to 3 months.
  4. Stick to natural cocoa powder—it works better than Dutch-processed.

Tools You'll Need

  • Loaf pan, 9×5-inch size
  • Hand or stand mixer
  • Mixing bowls (big ones)
  • A cooling rack
  • Foil for baking

Allergy Information

Please check ingredients for potential allergens and consult a health professional if in doubt.
  • Eggs are included
  • Has dairy products
  • Contains wheat

Nutrition Facts (Per Serving)

It is important to consider this information as approximate and not to use it as definitive health advice.
  • Calories: ~
  • Total Fat: ~
  • Total Carbohydrate: ~
  • Protein: ~